Frequently Asked Insurance Questions
Here are the most common insurance questions Robert B Zant Inc receives.
As a professional insurance broker, I am always available to answer any questions and address any concerns you may have. Call me at (770) 380-0279 for any further inquiries.
Can I get Life insurance if I have a serious condition or illness such as Diabetes, Cancer or heart problems ?
I provide you with the most accurate rate possible so that you know what to expect. If you have any of these conditions in most cases I can get you first day or guaranteed issue coverage. I have a few carriers that will insure Cancer patients with first day coverage under certain cancers stage 0 to 2. If anything, the estimate I give you is higher than the actual price as I rather under promise and overdeliver. I work with multiple companies so I can get you the best rate you qualify for.
I am turning 65 in a few months what do I do for health insurance?
I can assist you in getting all the information you need to make informed decisions with my Medicare 101 book . I can also help you sign up for Medicare Parts A and B. I work with multiple companies to get you the best plan, some with $0 premiums and prescription coverage.am here to find you the most competitive prices on the market today, and I’ll fit you with an insurance package that suits both your needs and your budget.
Is there a fee for getting an insurance quote?
With me, there isn't.
Book a no-obligation consultation with me, and you’ll receive free insurance quotes from different carriers so that you can easily compare and contrast. I work with you to find the right insurance quote, no strings attached.
How much life insurance coverage do I need?
Most people get life insurance for 1 of 4 reasons. They want to protect their family from financial loss so they can have their funeral expenses paid. They also get it for Income replacement of a spouse or to help their kids pay for their college or to pay off their debt. Loans + Income Replacement (5 - 10 years) + Final Expense + Education cost for children.
Do I need Disability insurance ?
Most people would say yes. There is a better chance of you becoming disabled between now and 65 than you dying. If you made $50,000 a year, at age 35 you would make $1,600,000 between now and retirement age of 67. Your ability to earn an income is the most valuable asset you have, would you want it protected?
When you choose Robert B Zant Inc, I make sure you’re making your payments on time and let you know about all the risks involved.
I have a retirement account at my former employer what should I do?
When you leave your position it is a good idea to move your retirement at that time. You wouldn't park your car at the house you sold, would you. 401k's often have minimal options and can suffer substantial losses in down markets. You get more options when you move your money and open your own account. You can get protection from market downturns and maximizing gains when the market is up.
Yes, at Robert B Zant Inc, I offer specialized RV and motorhome insurance.
In most cases, car insurance goes with the car rather than the driver. Hence, as long as your friend has a license, your insurance should cover any damage that might occur
When should I review my insurance protection?
At Robert B Zant Inc, I believe it’s a good idea to review your insurance protection at least once a year. Still, if you have gone through a significant life change, it’s best to check in with me as soon as possible.
Get in touch with me now at (770) 380-0279 to schedule an appointment.